Instructions
The rental housing in the employee rental market is not within the scope of online signing and filing. Withdraw the housing provident fund to pay the rent
2021-05-26

1. Application scope:

Workers (hereinafter referred to as applicants) renting housing are not within the scope of online signing and filing. Those who meet the following conditions can apply for withdrawal of the deposit balance in the housing provident fund account of themselves and their spouse for payment of housing rental costs:

(1) The applicant has continuously paid and deposited the housing provident fund in this city for 3 months;

(2) Applicants and their spouses currently do not own their own houses in this city and rent houses;

(3) The applicant does not currently have a housing provident fund loan, and has not drawn the housing provident fund to return the housing loan entrustment, etc.

(4) The applicant and spouse can only withdraw the housing provident fund to pay for the rent of a house;

(5) The applicant's leasing behavior shall comply with the relevant provisions of this Municipality on house leasing, and the promised house lease shall not fall within the scope of online signing and filing;

(6) Two or more individuals who do not have a spouse relationship jointly participate in the lease, and only one of the applicants and their spouse are allowed to withdraw the housing provident fund to pay for the housing lease during the same period of time.

If the applicant's spouse participates in the withdrawal, the withdrawal conditions should also be met.

2. Handling place:

Applicants can apply through the business outlets of Shanghai Provident Fund Management Center and official online channels of provident fund (including housing provident fund website, official WeChat, mobile APP).

3. Application information:

Applicants apply through online channels:

Applicants who apply through the official online channels of Shanghai and provident fund (including housing provident fund website, official WeChat, mobile app) should follow the online application process and provide identification information, housing provident fund account information, marriage information, lease address, lease Application information such as withdrawal time, lease withdrawal amount, bank card information and mobile phone number, and document delivery address.

(It is recommended to provide the following bank account debit card information: Shanghai Branch of China Construction Bank, Shanghai Branch of Industrial and Commercial Bank of China, Shanghai Branch of Bank of China, Shanghai Branch of Agricultural Bank of China, Shanghai Branch of China Merchants Bank, Shanghai Branch of Bank of Communications, Pudong Development Bank Shanghai Branch, Ping An Bank Shanghai Branch, Bank of Shanghai, Shanghai Rural Commercial Bank, Minsheng Bank Shanghai Branch, Postal Savings Bank Shanghai Branch, China CITIC Bank Shanghai Branch, China Everbright Bank Shanghai Branch, Industrial Bank Shanghai Branch , Hua Xia Bank Shanghai Branch, China Guangfa Bank Shanghai Branch, Bank of Beijing Shanghai Branch.)

The applicant applies for the business outlets of the City Provident Fund Center Management Center:

(1) The original identity document of the applicant;

(2) The original marriage certificate of the married applicant, such as marriage certificate and household registration booklet;

(3) A completed "Application Form for Enquiry of Housing Status Information" or a valid certificate of no housing;

(4) The original city bank debit card under the applicant's name (it is recommended to bring a bank account debit card).

(The opening bank of this city’s debit card should be one of the following 18 banks: China Construction Bank Shanghai Branch, Industrial and Commercial Bank Shanghai Branch, Bank of China Shanghai Branch, Agricultural Bank Shanghai Branch, China Merchants Bank Shanghai Branch, Bank of Communications Shanghai Branch, Pudong Development Bank Shanghai Branch, Ping An Bank Shanghai Branch, Bank of Shanghai, Shanghai Rural Commercial Bank, Minsheng Bank Shanghai Branch, Postal Savings Bank Shanghai Branch, China CITIC Bank Shanghai Branch, Everbright Bank Shanghai Branch, Industrial Bank Shanghai Branch, Hua Xia Bank Shanghai Branch, China Guangfa Bank Shanghai Branch, Bank of Beijing Shanghai Branch.)

4. Processing time limit:

If the applicant provides complete application materials or information, the Municipal Provident Fund Center shall within three working days from the date of accepting the application (the time required to verify the applicant’s housing status, housing lease information, and marriage information is not included in the calculation ), make a decision to approve or deny the withdrawal, and notify the applicant. If there is doubt about the application materials provided by the applicant, the applicant may be required to provide other valid certification materials.

Five, matters needing attention:

1. If the spouse participates in the application for withdrawing the housing provident fund to pay the rent, the withdrawal formalities shall be handled at one time;

2. If the applicant's rental housing is not within the scope of online signing and filing, the monthly withdrawal amount of each household (applicant and spouse) shall not exceed the actual rent expenditure of the month, and the maximum monthly withdrawal limit shall be 2,000 yuan, and shall not exceed the applicant's housing provident fund account The storage balance of (must keep more than 1 point balance); a single withdrawal amount is a three-month withdrawal limit;

3. If the employee’s rental housing does not fall within the scope of this Municipality’s rental online signature filing, they shall promise to terminate in a timely manner if they apply for withdrawal of the housing provident fund to pay the rent due to changes in the rented house and fall within the scope of this Municipality’s housing rental online signature filing. For the current leasing and withdrawal business, reapply through the housing leasing public service platform after completing the online signing and filing;

4. The applicant withdrawing the housing provident fund to pay for the housing rental expenses should be submitted within the housing rental period;

5. When the withdrawal and transfer is initiated, if the deposit balance in the applicant's housing provident fund account is insufficient, the withdrawal and transfer will be suspended.