Instructions
Dissolution of spouse's loan binding relationship due to divorce
2021-05-25

I. Application Conditions:

1. Divorce from the borrower and the spouse of the bound non-co-borrower and non-mortgagor who are entered into the system during loan acceptance;

2. Other conditions stipulated by the Municipal Provident Fund Management Committee or the Municipal Provident Fund Center.

¢ò. Place of application:                    

The original loan acceptance network.

III. Application Requirements:

1. Identity certificate: the original ID card of the borrower; Hong Kong, Macao and Taiwan residents shall provide the Mainland Travel Permit for Hong Kong and Macao Residents, the Mainland Travel Permit for Taiwan Residents or the Resident Permit for Hong Kong, Macao and Taiwan Residents; the original passport shall be provided by foreigners and persons who have obtained permanent (long-term) residence abroad. ; Hong Kong, Macao, Taiwan and foreigners need to provide domestic contact information (name, ID number and contact information) and identity documents.

2. Proof of the reason for the change: divorce certificate, divorce agreement certifying the ownership of house property and debts and stamped with the seal of the Civil Affairs Bureau or the original and photocopy of the effective court judgment, mediation statement; Those from Hong Kong, Macau and Taiwan who have not registered in the Mainland(Mainland China) provide the original and photocopy of the divorce certificate notarized by the notary office in the place of residence(Hong Kong, Macau or Taiwan)  ; the foreigner shall provide the original and photocopy of the divorce certificate certified by the Chinese embassy or consulate abroad.

3. Other materials required by the Municipal Provident Fund Center.

¢ô.Handling process:

Change application-change approval-change the completion.

¢õ.People present:

The borrower or the spouse who intends to cancel the loan binding relationship. If you are unable to be present, you need to provide an entrusted notary certificate issued by a notary public (the relevant entrusted matters should be specified in the notary certificate) and the original ID of the trustee.

¢ö. Processing time limit:

The time limit for approval of pure provident fund loans is 3 working days if the procedures are complete; the commercial loan part of the portfolio loan is subject to the bank's agreed time, and the time limit for approval of the provident fund part is 3 working days.