1.Application conditions:

(1) The loan has no principal, interest, principal penalty interest, interest penalty interest, expenses arising from the realization of creditors right, the loss caused to the lender due to the borrower's default, and all other payable expenses;

(2) There is no unaccounted business for provident fund loans;

(3) The scheduled repayment date cannot be the 20th of each month, cannot be later than the next repayment date, and cannot exceed the year.

(4) Weekends and holidays shall not be regarded as the scheduled repayment date.

(5) Other conditions stipulated by the Municipal Provident Fund Management Committee or the Municipal Provident Fund Center.

2. Place of application:

The original loan acceptance network.

3. Application requirements:

(1) Identification: the original ID of the borrower. Hong Kong, Macau and Taiwan residents provide the original travel permit for Hong Kong, Macau residents, the Mainland travel permit for Taiwan residents, or the original residence permit for Hong Kong, Macau and Taiwan residents; Foreigners and persons who have obtained permanent residence provide original passports and Chinese name confirmed in person; Hong Kong, Macau, Taiwan and foreigners should provide the domestic contact information (name, ID number and contact information) and identity certificate.

(2) Other materials required by the Municipal Provident Fund Center.

4. People present:

Borrower. If you are unable to be present, you need to provide an entrusted notary certificate issued by a notary public (the relevant entrusted matters should be specified in the notary certificate) and the original ID of the trustee.

5.Handing Process:

(1) Online: Official online channel of provident fund(Shanghai Housing Provident Fund Network www.shgjj.com) Make an appointment to settle in advance-deposit the principal and interest of the prepayment in the repayment account before the agreed repayment date.

(2) Counter: Apply for an appointment to settle in advance-deposit the principal and interest repayable in advance in the repayment account before the agreed repayment date.

6. Processing time limit

Finish on the spot if making an appointment.

7. Other

(1) On the day of the scheduled deduction, if the payment is not repaid normally in the current month, the settlement in advance will be invalidated;

(2) On the day of the scheduled deduction, if the balance in the repayment account is not enough to repay the principal and interest of the scheduled early repayment in full, the advance settlement will be invalidated.

(3) If the borrower actively settles the loan in advance, he can apply to withdraw the balance of the provident fund deposit account within three months after the loan is settled, and the amount that can be withdrawn shall not exceed the repayment amount on the day of settlement. If you apply for a portfolio loan, you need to settle both the provident fund loan and the commercial loan before you can apply for withdrawal.

(4) If the borrower entrusts withdrawing and repaying the loan, the withdrawal and repayment agreement will be automatically terminated after the pure provident fund loan is settled in advance.